Note 20 Commitments and Contingent Liabilities

	As at 31 December
EUR million	2003	2004
On own behalf
Pledges given	0.8	0.8
Mortgages	21.4	46.4
On behalf of Group companies
Guarantees	966.3	748.5
On behalf of associated companies
Guarantees	23.7	200.2
On behalf of others
Guarantees	0.7	0.6
Other commitments, own
Leasing commitments, next 12 months	1.3	1.5
Leasing commitments, after next 12 months	0.4	0.4
Other commitments	0.7	0.7
Total	1 015.3	999.1
Pledges given	0.8	0.8
Mortgages	21.4	46.4
Guarantees	990.7	949.3
Leasing commitments	1.7	1.9
Other commitments	0.7	0.7
Total	1 015.3	999.1

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